Payment Services Chosen by Everyone Through The Power of Technology.
Products that Create The Future of Cashless Payments
Rakuten Payment's product lineup, including highly functional smartphone apps and all-in-one payment terminals, prioritizes hospitality. Our mission is to create the best products with greater impact for users and partners, realizing “Always Improve, Always Advance.”
“Rakuten Pay” App
Maximizing simplicity and convenience as a payment app with ONE app.
We achieve smart and rich shopping experience.
For everyday small purchases, money transfers with friends, and earning and using points, Rakuten Pay provides an experience of “living conveniently, profitably, and true to yourself” in everyone's daily life with just one app, redesigning the future of money.
With a simple UI and robust data security, fully utilizing both existing infrastructure and new methods, it enables usage tailored to various scenes. The “Rakuten Pay” app also provides smooth access to other services beyond payments.
You can choose from a wide range of payment methods tailored to your lifestyle and preferences. Of course, you can pay for daily shopping and dining with Rakuten Points.
Credit card, bank account, Rakuten Cash, Rakuten Points
Code payment, point payment, Rakuten Cash, NFC (touch payment)*
*Android only
Rakuten Cash is a common asset of the Rakuten Group alongside points. Top up can be done from credit cards to cash at bank ATMs, and it can be used as electronic money for everyday shopping. Also, topping up Mobile Suica allows using Rakuten Points to pay for transportation as transportation electronic money.
Credit card, bank account, cash (ATM), Rakuten Rakuma, Rakuten Gift Card, Rakuten Wallet
With Rakuten Cash, splitting bills or advancing payments in daily necessary scenes is easy for both sending and receiving. You can specify the recipient and amount in the Rakuten Pay app, and of course, there are no fees.
Credit card, bank account, cash (ATM), Rakuten Rakuma, Rakuten Gift Card, Rakuten Wallet and Rakuten Points
You can earn points by showing the Point Card screen within the Rakuten Pay app at partner companies as well as various Rakuten services online. You can also use the Rakuten Pay app for speedy payments with just one app.
Rakuten Point Card
To expand functionality, various mini-apps such as coupons, in-store check-ins, point management, and bill payments are integrated into the Rakuten Pay app. We also strengthen collaboration with financial services, connecting Rakuten Group services as ONE Payment app.
“Rakuten Pay Terminal,” the All-in-One Payment Device
With the concept of “everything in one,” this new payment terminal is equipped with a card reader, tablet, printer, and communication functions (mobile communication/Wi-Fi), supporting various payment methods.



Rakuten Payment tackle challenges to fully digitize transaction to realize society where everyone can enjoy equal values.

ONE ID and ONE point connects online and offline seamlessly. High quality point reard program enrich everyone's life and society.

Rakuten Payment continues to improve convenient services day by day. We showcase most recent achievements so far.