Rakuten Payment, Inc.

A varied lineup of payment services
under one Payment umbrella

With our corporate philosophy of empowering people and society through innovation, Rakuten Group has laid the groundwork of the "Rakuten ecosystem" business model. This ecosystem offers over 70 various services and connects users and each service with one ID.
Within that framework, Rakuten Payment, Rakuten Group's fintech group company, further develops our business by applying our team's strengths of• offering a broad lineup of payment services within one app
• providing marketing solutions by leveraging one Point system, one ID, and data.

At Payment, we strive for a more open society where anyone can enjoy the same benefits at any time. To that end, we aspire to the full digitalization of payment services, centered around one Payment platform. We also work to strengthen the connections of the Rakuten ecosystem through both online and offline touchpoints of Rakuten Group services.

Strengthening the Rakuten ecosystem with our business
A unique economy of Rakuten Points and Rakuten ID

Rakuten Group provides a diverse array of fintech services that are both user-friendly and offer support throughout all life stages, such as Rakuten Card, Bank, Securities, Life Insurance, and General Insurance. Within that framework, Rakuten Payment offers users convenient, secure, and smart payment services while also supporting the business of our partners with our marketing programs. These programs are based on our wide range of payment services and data, all tailored to our partners' industries and business types.

We strive to evolve with our users and continue offering easy-to-use payments to all, while also leveraging our high potential for growth and powerful Point system to further strengthen the foundation of the Rakuten ecosystem and create group synergy in the realms of fintech, commerce, communications, and more.

Rakuten ecosystem

Rakuten Group's various services

Expanding the Point economy
through powerful group synergy
that leverages payments and
Rakuten Group's 70+ businesses

Rakuten Payment

B2B2C business centered on payments

The economic scope of the Rakuten ecosystem that supports us

Points issued per year

About 650 billion

Rakuten IDs in Japan

Over 100 million

Cross-usage rate

76.9%

Points issued to date

About 4 trillion

The vision for our business, our achievements
and the products that support the business

Our vision for society

At Rakuten Payment, we offer revolutionary payment services in light of the quickly spreading trend of cashless payment. In doing so, we want to create a society that's more open and convenient for all people, regardless of whether they're our users or partners. Through these striking and novel payment experiences, we hope to improve the daily lives of our users and partners, and eventually all members of society.

See more of our vision

Rakuten Payment's growth and achievements

We've come this far by offering even more convenient and money-saving payment experiences based around our easy-to-use app and Point system. Here, we'll share more of our achievements and stories from the road thus far.

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Creating the best possible products for our users and partners

We challenge ourselves to improve every day to better support our users' and partners' payment experiences. Learn more about our constantly-evolving products.

See more of our products